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Introduction to used car warranties


When purchasing a used car, it’s important to consider the different types of warranties available to protect your investment. Used car warranties provide coverage for repairs and maintenance, giving you peace of mind and financial security. In this article, we will explore the various types of used car warranties and help you determine which one is right for you.

Different types of used car warranties

Extended warranties for used cars

Extended warranties are one of the most common types of warranties available for used cars. These warranties provide coverage for a longer period of time, beyond the original manufacturer warranty. Extended warranties can be purchased from the dealership or from third-party providers. They typically cover major repairs and components, such as the engine, transmission, and electrical systems. It’s important to carefully review the terms and conditions of an extended warranty to ensure it meets your specific needs.

Manufacturer warranties for used cars

Some used cars may still have an active manufacturer warranty. Manufacturer warranties are typically transferable, meaning they can be passed on to the new owner of the vehicle. These warranties provide coverage for a specific period of time or mileage, whichever comes first. While manufacturer warranties usually offer comprehensive coverage, it’s important to check if any limitations or exclusions apply. Keep in mind that manufacturer warranties may have certain requirements, such as regular maintenance at authorized service centers.

Third-party warranties for used cars

Third-party warranties are another option for used car owners. These warranties are offered by independent companies and are not affiliated with the manufacturer or dealership. Third-party warranties can provide similar coverage to extended warranties, but it’s crucial to thoroughly research the reputation and reliability of the warranty provider before making a purchase. Reading customer reviews and checking the company’s financial stability can help you make an informed decision.

Factors to consider when choosing a used car warranty

Choosing the right used car warranty requires careful consideration of several factors. Here are some important points to keep in mind:

  1. Coverage: Assess what components and repairs are covered under the warranty. Ensure that the warranty covers major mechanical failures and common issues that may arise with your specific make and model of car.
  2. Cost: Evaluate the cost of the warranty, including the deductible and any additional fees. Compare prices from different providers to ensure you are getting the best value for your money.
  3. Term: Consider the length of the warranty and how long you plan to keep the vehicle. If you plan to sell or upgrade your car in the near future, a shorter warranty may be more suitable.
  4. Transferability: If you anticipate selling your car before the warranty expires, check if the warranty is transferable to the new owner. A transferable warranty can increase the resale value of your vehicle.
  5. Authorized repair facilities: Find out if the warranty requires you to have repairs done at specific authorized service centers. This can affect convenience and accessibility, especially if you travel frequently or live in a remote area.
  6. Customer reviews: Research the reputation and customer satisfaction level of the warranty provider. Look for reviews and ratings from reliable sources to ensure the company is trustworthy and responsive to customer needs.

Benefits of having a used car warranty

Having a used car warranty offers several benefits:

  1. Financial protection: A used car warranty provides financial security by covering the cost of unexpected repairs. This can save you from expensive out-of-pocket expenses and help you budget for maintenance costs.
  2. Peace of mind: Knowing that your vehicle is protected by a warranty can give you peace of mind, especially when driving an older car that may be more prone to mechanical issues.
  3. Convenience: With a warranty in place, you can easily schedule repairs and maintenance without worrying about the financial burden. This allows you to keep your vehicle in optimal condition and avoid potential breakdowns.
  4. Value retention: A used car with an active warranty often retains a higher resale value. Buyers are more likely to be attracted to a vehicle that comes with warranty coverage, as it provides assurance of the vehicle’s reliability.

Best used car warranties in the market

There are several reputable providers that offer excellent used car warranties. Here are some of the best options available:

  1. Endurance: Endurance is a well-known provider of extended warranties for used cars. They offer comprehensive coverage and flexible plans to suit different needs and budgets.
  2. CarShield: CarShield is another popular choice for used car warranties. They offer customizable plans and have a wide network of authorized repair facilities, making it convenient for customers to get their vehicles serviced.
  3. Carchex: Carchex offers a range of warranty plans for used cars, including extended warranties and certified pre-owned warranties. They have a solid reputation and provide excellent customer service.
  4. Delta Auto Protect: Delta Auto Protect is known for its affordable pricing and comprehensive coverage options. They offer plans for both new and used cars, making it a versatile choice for vehicle owners.

How to get a warranty on a used car

Getting a warranty for your used car is a straightforward process. Here are the steps to follow:

  1. Research: Start by researching different warranty providers and comparing their coverage and prices. Look for customer reviews and ratings to ensure the provider is reputable.
  2. Choose a provider: Once you have identified a few potential warranty providers, reach out to them to get a quote and ask any questions you may have. Review the terms and conditions of the warranty carefully to ensure it meets your specific needs.
  3. Purchase the warranty: Once you have selected a provider and plan, complete the necessary paperwork and make the payment to purchase the warranty. Some providers may offer online purchase options for added convenience.
  4. Activate the warranty: Follow the instructions provided by the warranty provider to activate the warranty for your vehicle. This may involve providing proof of ownership and vehicle information.

Minimum warranty coverage for new vehicles sold in the United States

In the United States, new vehicles are required by law to have a minimum warranty coverage. This coverage is known as the “bumper-to-bumper” warranty and typically lasts for three years or 36,000 miles, whichever comes first. The bumper-to-bumper warranty covers repairs and replacements for most components of the vehicle, excluding normal wear and tear, routine maintenance, and items subject to regular replacement, such as tires and brake pads.


Choosing the right used car warranty is essential to protect your investment and provide peace of mind. Consider the different types of warranties available, such as extended warranties, manufacturer warranties, and third-party warranties. Evaluate factors like coverage, cost, transferability, and authorized repair facilities when making your decision. By understanding the benefits of having a used car warranty and researching reputable providers, you can confidently select the best warranty for your needs. Remember to thoroughly review the terms and conditions of the warranty before making a purchase, and activate the warranty as soon as possible to ensure you are covered. With a reliable used car warranty in place, you can enjoy your vehicle with confidence, knowing that unexpected repairs are taken care of.